1. The Destiny Business Academy (D.B.A.) is an educational institution that offers courses and programs aimed at enhancing skills and knowledge in the field of business and entrepreneurship.

2. By enrolling in any course or program offered by the Destiny Business Academy, you agree to abide by all the rules and regulations set forth by the institution.

3. The Destiny Business Academy reserves the right to modify or alter the curriculum, course content, schedule, or any other aspect of the courses or programs at any time without prior notice.

4. All students are expected to attend classes regularly, participate actively in all assignments and activities, and adhere to the academic standards set by the institution.

5. The Destiny Business Academy is committed to providing a safe and inclusive learning environment for all students. Any form of discrimination, harassment, or misconduct will not be tolerated.

6. All fees and tuition payments are non-refundable. In the event of a cancellation or withdrawal from a course or program, no refunds will be issued.

7. The Destiny Business Academy is not responsible for any loss or damage to personal belongings or for any injuries sustained during classes or activities on the premises.

8. The use of electronic devices such as cell phones, tablets, or laptops during classes is prohibited unless otherwise specified by the instructor.

9. By enrolling in any course or program at the Destiny Business Academy, you grant the institution the right to use your likeness, image, and testimonials for marketing and promotional purposes.

10. Any violations of the terms and conditions outlined by the Destiny Business Academy may result in disciplinary action, including suspension or expulsion from the institution.